Yezmin Thomas
Make plans to live your best life!
There are two people you should never owe money to, your mother-in-law and Uncle Sam. We'll discuss family debt in a different post, but if you owe taxes to the IRS, you must make it a top priority to …
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Let me ask you something. Is it irresponsible to teach your teenagers to never get in debt? The other day I was talking about how I am teaching my kids, who are 13 and 15 years of age, that they do …
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Hello everyone. My name is Yezmin Thomas. I'm a journalist, a financial coach, and also the host of the Smart Finances Podcast. Today I am here to share with you a massive goal of mine. I am on a …
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The other day I was asked a great question. How do I find a balance between my credit card purchases, my cash purchases, and my debt? I remember about 15 years ago when I was just getting started …
Continue Reading about How To Balance Your Credit Card Purchases, Cash Purchases, And Your Debt. →
If you are looking for information on how to pay off credit card debt for good, I have life-changing advice for you. But let me start with a warning, this is going to be nothing like the crappy advice …
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I know what you are thinking right now. Should I transfer my credit card balance to another card at zero percent interest? If you really want to get out of credit card debt then you need to stop …
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When it comes to paying off debt, we really need to embrace one crucial fact if we want to make progress. The only way to get rid of your creditors is by paying them back. Regardless of what other …
I used to be one of those people who believed that debt was forever. The evidence was everywhere. Credit cards, car loans, student loans, personal loans, mortgages, etc. Everybody I knew had debt, it …
Have you ever heard about the mythical creatures that can afford to pay cash for a house? Those people that actually write a check (or wire funds) instead of getting a mortgage like most mortals …
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Can you have a good credit score without being in debt? Most people preach that to maintain a good credit score, you must have a few credit cards. You also need a couple of loans that are reported to …
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I used to believe that being in debt was part of normal life. Everyone I knew had debt, used credit cards, and financed cars. We lived that "normal" life until my husband got laid-off during the 2008 …
Continue Reading about Five Habits to Change to Get Out of Debt →
It was about five years ago when I first heard of the crazy idea of living debt-free. I was scanning through the radio when I stumbled upon a raspy voice confessing how miserable life was. This guy …
Continue Reading about Living Debt Free, is it Possible or Just Wishful Thinking? →
