Yezmin Thomas
Make plans to live your best life!
At its basic level, budgeting is a two-step process. First, you estimate your income and your expenses. Second, you make a plan on how to spend or save that money. The more detailed your plan is, the …
Continue Reading about Budget Categories To Organize Your Personal Budget →
There are many ways to budget your money. Some people use spreadsheets, and others use apps. But I believe that the best way to manage your money is using a monthly budget planner. Why is budgeting on …
Continue Reading about How To Use A Monthly Budget Planner To Manage Your Money →
The cash envelope system is one of the most effective strategies you can implement to organize your finances. Although many people will argue that using cash envelopes is not convenient or practical, …
Continue Reading about How To Use The Cash Envelope System To Budget →
Wow! I cannot believe that I have not updated you on my monthly budget meal plan since February 2020. I had all the intentions to do it, and then, Coronavirus happened. In mid-March, our world was …
Continue Reading about Monthly Budget Meal Plan | October 2020 Spending →
More than ever, it is crucial to have a sound financial plan to achieve your money goals. Unfortunately, regardless of income, most people don't make a financial plan. Instead, they go through life …
Continue Reading about 5 Easy Steps To Build Your Own Foolproof Financial Plan →
The coronavirus pandemic has increased awareness on a huge issue that many Americans deal with daily, money stress and financial anxiety. Now, more than ever, most people are stressed due to the …
Continue Reading about Money Stress And Financial Anxiety | How To Prevent It →
When you look back at the last ten years, do you feel you have made financial progress? Or could your situation be better? Many of us go through life wishing it could be better. However, we lack a …
With the coronavirus pandemic shutting down normal business operations, there has been no shortage of financial experts showing up in the news telling people how to face a layoff. To my dismay, I have …
Continue Reading about Bad Money Advice During The Coronavirus Crisis →
The loss of a job is a horrible experience that I do not wish on anybody. It immediately alters your finances, relationships, and identity. Although I have never lost a job myself, I have experienced …
Continue Reading about What To Do If You Lose Your Job During The Coronavirus Crisis →
At first, I was hesitant to write this article, afraid of backlash. But I feel strongly about discussing the other side of the story, the positive outcomes of the coronavirus pandemic. There are many …
Continue Reading about Positive Outcomes Of The Coronavirus Pandemic →
There are two people you should never owe money to, your mother-in-law and Uncle Sam. We'll discuss family debt in a different post, but if you owe taxes to the IRS, you must make it a top priority to …
Continue Reading about Tax Debt Relief: How To Resolve Debt With The IRS →
With the Coronavirus crisis affecting pretty much every business in America, many of us are wondering if we'll still have our jobs tomorrow. Instead of letting uncertainty take over our lives, let's …
Continue Reading about How To Budget If You Get Laid Off During The Coronavirus Crisis →
Two questions are keeping Americans awake today. Number one, do we have enough toilet paper at home? And number two, should we pull our money out of banks? Ok, I am joking about the first one, but in …
Continue Reading about Should We Pull Our Money Out Of Banks? →
Figuring out how much to spend on groceries is tricky. Setting a realistic budget will depend on factors such as your income, family size, city of residence, diet preferences, whether you have pets or …
Continue Reading about How Much To Spend On Groceries Per Month →
What started as a health scare over the Coronavirus has turned into an unprecedented health and financial crisis. The state of emergency caused by Covid-19 feels surreal to me, like the type of story …
Continue Reading about Coronavirus And Your Finances: 10 Steps To Reduce Financial Stress →
