Hello everyone. My name is Yezmin Thomas. I’m a journalist, a financial coach, and also the host of the Smart Finances Podcast. Today I am here to share with you a massive goal of mine. I am on a mission to end financial suffering in America!
I know. I know. You’re going to tell me, wait a minute. That is a huge goal. How are you going to do that? You may even think that’s more like an aspirational goal, and it totally is, but let me ask you this. Where would America be without aspirations?
THE LIVE DEBT-FREEDOM CHALLENGE IS OPEN NOW!
I know what it feels like to be afraid because you feel like you don’t have enough money. I know what it feels like to see your bank account just going down, down, down, and there’s no end to it. I know what it feels like to go to the grocery store and not know if your debit card is going to go through.
I know what it feels like to be living in financial scarcity, and I don’t want anyone to be living like that, to be in fear, to be in pain, to be in stress. That is no way to live! We’ve been given a fantastic opportunity to do great things with life, and we shouldn’t be concerned and in pain and suffering because of our finances.

Bouncing Back After Financial Disaster
When I hit rock bottom, and I decided to learn everything I could about managing money, I started practicing new principles. And you know what? I started seeing the difference. I realized that I had one single big problem, that was my debt.
If we didn’t have the debt, when my husband and I faced our big financial crisis, if we didn’t have car payments, credit card payments, student loans, a mortgage, all of that, we would have been okay. Still, it was the debt that was drowning us. And when I realized that, I decided that I was going to do everything to learn how to really thrive financially. So I started learning, then I became a financial coach.
My life today looks like this. I am looking forward to paying off my house in the next five years. That’s my goal. I don’t use credit cards. My cars are paid off, the vacations are paid with cash. But before, 10 years ago, that wasn’t in my lifestyle. Everything was debt, credit cards, and loans.
A Real Plan To Get Out Of Debt
If today you are in a situation where you are sick and tired of making the minimum payments on your credit cards. If you are sick and tired of getting the bank statements and feel like your balance is just not going to get you through this month. If you feel distraught by the amount of interest, you are paying on your student loans while making little or no progress in reducing the balance. If you are scared because you can’t put enough money aside for retirement, to invest in your future, or your kid’s college education, you must join me!
What Is The Live Debt-Freedom Challenge?
The Live Debt-Freedom Challenge is an online workshop. I will be walking with you step by step through the proven and most efficient process to pay off debt as soon as possible. So, if you are ready to find a solution that really works actually to pay off your debt, you have to join!
The Guidance You Need To Get Out Of Debt
If you are concerned about your financial well-being, you should know that there is light at the end of the tunnel! I understand how you feel because I have been there, feeling like there is no way out. Lonely. Ashamed. Not willing to ask for help because I didn’t want to be judged, and also because I didn’t even know where to start.
I don’t want anyone ever to feel the pain, stress, and suffering that I felt, all because I didn’t have the right information to manage my money. That’s why I’m doing this. That’s why I am on this aspirational mission if you want to call it that.
I am doing this because there is hope. There is a better way of living. All you need is to take that little step forward but in the right direction. And I want to be there walking together side by side with you, steering you towards change.
So, if you are an action taker, if you are sick and tired of being sick and tired, if you are ready to make progress in your finances, join me today in the Debt-Freedom Challenge!
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